1121 S 23rd Street, Temple, TX

$199,640

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3

Beds

2

Baths

1,288

Square feet

0.24

Acres

About 1121 S 23rd Street

Seller Financing at 6% - 3BR/2BA on Quarter-Acre Lot Near Baylor Scott & White Why rent when you can own for less? This 3-bedroom, 2-bath home (1,288 sqft) in the established Tal Coe Place neighborhood of Temple, TX is offered with seller financing at 6% - a full point below current bank rates, with no bank qualifying. THE HOME: Set on a generous 10,663 sqft lot with room to garden, add on, or simply enjoy the space. Single-level living throughout with wheelchair accessibility. Central heat and air, gas cooktop, ceiling fans, a covered front patio, and a fully chain-link fenced backyard with an exterior storage shed. Detached carport parking. Foundation professionally repaired (pier & beam) - documentation available. THE LOCATION: A very walkable neighborhood (Walk Score 73) just minutes from Baylor Scott & White Medical Center ideal for hospital professionals with easy access to shopping, dining, and I-35. Temple ISD: Travis Science Academy (0.3 mi), Scott Elementary, and Temple High School all nearby. THE TERMS: $199,640 purchase price, $25,000 down, 6% interest amortized over 30 years with a 5-year balloon. That's roughly $1,047/mo principal and interest with taxes and insurance, still under the $1,581/mo these homes rent for. A real path to homeownership for self-employed buyers or anyone locked out of traditional lending at 7%+ rates. Serious inquiries only. Proof of down payment required with offer.

Features of 1121 S 23rd Street

MLS® # 7162261
Price $199,640
Bedrooms 3
Bathrooms 2.00
Full Baths 2
Square Footage 1,288
Acres 0.24
Year Built 1940
Type Residential
Sub-Type Single Family Residence
Status Active

Community Information

Address 1121 S 23rd Street
Area BT
Subdivision Tal-Coe Place
City Temple
County Bell
State TX
Zip Code 76504

Amenities

Utilities Electricity Connected, Natural Gas Available, Water Connected
Features None
Parking Additional Parking
Garage Spaces 4
View Neighborhood, Trees/Woods
Is Waterfront No
Waterfront None
Has Pool No

Interior

Interior Carpet, Vinyl
Interior Features Ceiling Fan(s), Separate/Formal Dining Room, Multiple Dining Areas, Main Level Primary, Storage
Appliances Refrigerator
Heating Electric
Fireplace No
Fireplaces None
# of Stories 1
Stories One
Master On Main Y

Exterior

Exterior Features None
Lot Description Back Yard, Corner Lot, Front Yard, Few Trees
Roof Asphalt
Construction Vinyl Siding
Foundation Pillar/Post/Pier

School Information

District Temple ISD
Elementary Scott
Middle Travis
High Temple

Additional Information

Date Listed September 22nd, 2026
Days on Market 16
Foreclosure No
Short Sale No
RE / Bank Owned No
Has HOA Fees N

Listing Details

OfficeTexas Signature Realty
Contact Info(832) 748-0134

Listing Map

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